Privacy Policy

Last Updated: October 27, 2025 Effective Date: October 27, 2025

Kuwait Indemnity Calculator (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website indemnitykuwait.online (the “Website”) and use our indemnity calculator tool.

Please read this Privacy Policy carefully. By accessing or using our Website, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Privacy Policy and our Terms of Service.

If you do not agree with the terms of this Privacy Policy, please do not access or use the Website.

Information We Collect
How We Use Your Information
Cookies and Tracking Technologies
Third-Party Advertising (Google AdSense)
How We Share Your Information
Your Data Protection Rights
Children’s Privacy
Data Security
International Data Transfers
Data Retention
Your Privacy Choices and Controls
“Do Not Sell My Personal Information” (CCPA)
Changes to This Privacy Policy
Contact Us

1. Information We Collect

1.1 Information You Provide Voluntarily

When you use our Website, you may voluntarily provide certain information:

Calculator Input Data: When you use our Kuwait Indemnity Calculator, you enter employment-related information such as employment start date, end date, monthly salary, and unpaid leave days. Important: This data is processed locally in your browser and is NOT stored on our servers, transmitted to us, or saved in any database.
Contact Form Information: If you submit our contact form, we collect your name, email address, subject line, and message content to respond to your inquiry.
Email Communications: If you email us directly, we collect your email address and the content of your message.
Newsletter Subscription (if applicable): If you opt-in to receive our newsletter or updates, we collect your email address.

1.2 Information Collected Automatically

When you visit our Website, certain information is automatically collected through cookies, web beacons, and similar tracking technologies:

Device Information: Device type, operating system, browser type and version, screen resolution.
Usage Data: Pages visited, time spent on pages, links clicked, referring website, IP address, browsing behavior, and interaction with website features.
Location Information: Approximate geographic location based on IP address (city/country level, not precise GPS location).
Cookies and Similar Technologies: We and our third-party partners use cookies, web beacons, pixels, and similar technologies to collect information. See Section 3 for detailed information.

1.3 Information from Third Parties

Google AdSense: We use Google AdSense to display advertisements on our Website. Google may collect information about your visits to this and other websites to provide personalized ads. See Section 4 for details.
Analytics Services: We may use Google Analytics or similar services to understand how visitors use our Website.

2. How We Use Your Information

We use the information we collect for the following purposes:

To Provide and Maintain Our Services:
- Operating the Website and calculator tool.
- Responding to your inquiries and providing customer support.
- Sending administrative information, updates, and security alerts.
To Improve Our Website:
- Analyzing usage patterns and trends.
- Testing new features and functionality.
- Troubleshooting technical issues and bugs.
- Enhancing user experience and navigation.
For Advertising and Marketing:
- Displaying personalized advertisements through Google AdSense (with your consent where required).
- Sending newsletters or promotional content (only if you opted in).
- Measuring advertising effectiveness.
For Legal and Security Purposes:
- Complying with legal obligations and responding to legal requests.
- Detecting, preventing, and addressing fraud, security issues, or technical problems.
- Protecting our rights, property, and safety.
With Your Consent:
- For any other purpose disclosed to you when you provide the information or with your express consent.

3. Cookies and Tracking Technologies

3.1 What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They help websites remember your preferences and improve your browsing experience.

3.2 Types of Cookies We Use

Strictly Necessary Cookies: Required for the Website to function properly. These cannot be disabled.
Performance/Analytics Cookies: Help us understand how visitors interact with our Website by collecting anonymous usage data (e.g., Google Analytics).
Functionality Cookies: Remember your preferences and settings to enhance your experience.
Advertising/Targeting Cookies: Used by Google AdSense and other advertising partners to deliver personalized ads based on your browsing behavior across websites.

3.3 Third-Party Cookies

We use third-party services that may place cookies on your device:

Google AdSense (advertising)
Google Analytics (website analytics)
Other advertising networks and service providers

These third parties have their own privacy policies governing their use of your information.

3.4 Managing Cookies

You can control and manage cookies through your browser settings:

Browser Settings: Most browsers allow you to refuse cookies, delete existing cookies, or receive alerts before cookies are stored. However, disabling cookies may affect Website functionality.
Opt-Out Tools:
- Google Ads Settings: https://www.google.com/settings/ads
- Network Advertising Initiative: http://www.networkadvertising.org/choices/
- Digital Advertising Alliance: http://www.aboutads.info/choices/
- European Interactive Digital Advertising Alliance (EU): http://www.youronlinechoices.eu/
Do Not Track: Some browsers offer “Do Not Track” (DNT) signals. We respect DNT signals where technically feasible.

4. Third-Party Advertising (Google AdSense)

4.1 How Google AdSense Works

We use Google AdSense to display advertisements on our Website. Google AdSense uses cookies and similar technologies to:

Serve ads based on your prior visits to this and other websites.
Measure ad performance and engagement.
Prevent you from seeing the same ad repeatedly.
Detect and prevent fraudulent activity.

4.2 Personalized vs. Non-Personalized Ads

Personalized Ads: Based on your browsing history, interests, and demographic information. Requires your consent in regions with privacy laws (EU, California, etc.).
Non-Personalized Ads: Based only on contextual information (current page content, general location) without using your browsing history.

4.3 Data Collected by Google AdSense

Google may collect:

Browser type and settings
Device type and operating system
Cookie data and unique identifiers
IP address and approximate location
Pages visited and ads interacted with
Time and date of visits

4.4 Google’s Privacy Policy and Your Choices

Google’s data practices are governed by the Google Privacy Policy, available at: https://policies.google.com/privacy.

You can control personalized advertising by:

Visiting Google Ads Settings: https://www.google.com/settings/ads
Opting out of personalized ads: https://www.google.com/ads/preferences/
Using Google’s Privacy Checkup: https://myaccount.google.com/privacycheckup

4.5 Consent Management

For users in the European Economic Area (EEA), United Kingdom, and Switzerland, we use a Google-certified Consent Management Platform (CMP) to obtain your consent before serving personalized ads, in compliance with GDPR requirements.
For users in California and other US states with privacy laws, we provide mechanisms to opt out of the sale of personal information (see Section 12).

5. How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. However, we may share information in the following circumstances:

With Service Providers: Third-party vendors who perform services on our behalf (e.g., web hosting, analytics, email delivery, advertising partners like Google AdSense).
For Legal Compliance: When required by law, court order, or government request, or to protect our legal rights.
Business Transfers: In connection with a merger, acquisition, bankruptcy, or sale of assets, your information may be transferred to the acquiring entity.
With Your Consent: When you explicitly agree to share your information for a specific purpose.
Aggregated/Anonymous Data: We may share aggregated or de-identified data that cannot reasonably be used to identify you.

6. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal information:

6.1 Rights Under GDPR (European Union)

If you are located in the EEA, UK, or Switzerland, you have the following rights:

Right to Access: Request a copy of the personal data we hold about you.
Right to Rectification: Request correction of inaccurate or incomplete data.
Right to Erasure (“Right to be Forgotten”): Request deletion of your personal data in certain circumstances.
Right to Restrict Processing: Request that we limit how we use your data.
Right to Data Portability: Receive your data in a structured, machine-readable format.
Right to Object: Object to processing of your data for direct marketing or other purposes.
Right to Withdraw Consent: Withdraw consent for processing based on consent at any time.
Right to Lodge a Complaint: File a complaint with your local data protection authority.

6.2 Rights Under CCPA (California, USA)

If you are a California resident, you have:

Right to Know: Request disclosure of categories and specific pieces of personal information collected.
Right to Delete: Request deletion of your personal information.
Right to Opt-Out: Opt out of the “sale” of personal information (see Section 12).
Right to Non-Discrimination: Not be discriminated against for exercising your privacy rights.

6.3 How to Exercise Your Rights

To exercise any of these rights, please contact us at [email protected] or use our Contact Form.

We will respond to your request within 30 days (or as required by applicable law). We may require verification of your identity before processing your request.

7. Children’s Privacy

Our Website is not intended for children under the age of 16 (or 13 in the United States), and we do not knowingly collect personal information from children.

If we discover that we have inadvertently collected information from a child, we will delete it immediately. If you believe we have collected information from a child, please contact us at [email protected].

8. Data Security

We implement reasonable technical and organizational security measures to protect your information from unauthorized access, disclosure, alteration, or destruction.

Security measures include:

SSL/TLS encryption for data transmission (HTTPS)
Secure server infrastructure
Regular security audits and updates
Access controls and authentication

However, please note: No method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

9. International Data Transfers

Our Website is hosted on servers that may be located in countries different from your own. By using our Website, you consent to the transfer of your information to countries that may have different data protection laws.

If you are located in the EEA, we ensure adequate safeguards are in place for international data transfers, such as Standard Contractual Clauses approved by the European Commission.

10. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Contact Form Data: Retained for 2 years after your last inquiry, unless you request deletion.
Analytics Data: Aggregated and anonymized data may be retained indefinitely.
Cookie Data: Retained according to each cookie’s expiration period (typically 1-24 months).

11. Your Privacy Choices and Controls

You have several options to control your privacy on our Website:

Cookie Settings: Manage cookies through your browser settings or our cookie consent banner.
Email Opt-Out: Unsubscribe from marketing emails by clicking the “unsubscribe” link in any email or contacting us.
Ad Personalization: Opt out of personalized ads through Google Ads Settings or industry opt-out tools.
Account Deletion: Request deletion of any data we hold about you by contacting us.

12. “Do Not Sell My Personal Information” (CCPA)

For California Residents

Under the California Consumer Privacy Act (CCPA), you have the right to opt out of the “sale” of your personal information.

While we do not directly sell your personal information for monetary compensation, sharing data with advertising partners like Google AdSense may be considered a “sale” under California law.

To opt out of personalized advertising:

Visit Google Ads Settings: https://www.google.com/settings/ads
Adjust your browser settings to block third-party cookies
Use the “Do Not Sell My Personal Information” link in our website footer
Contact us at [email protected] with the subject line “CCPA Opt-Out Request”

We will honor your opt-out request within 15 business days.

For Other US States

Similar privacy rights are available to residents of Delaware, Iowa, Nebraska, New Hampshire, New Jersey, and other states with comprehensive privacy laws.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or service offerings.

Notice of Changes: We will notify you of material changes by:

Posting the updated Privacy Policy on this page with a new “Last Updated” date.
Displaying a prominent notice on our Website.
Sending an email notification (if you provided your email address).

Your Continued Use: Your continued use of the Website after changes become effective constitutes acceptance of the updated Privacy Policy.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
Summary of Key Points

For your convenience, here’s a quick summary of our privacy practices:

✓ You control your privacy – Use opt-out tools and browser settings.

✓ Calculator data is NOT stored – Your employment information stays in your browser only.

✓ We use Google AdSense – Ads may be personalized based on your browsing (you can opt out).

✓ Cookies are used – For advertising, analytics, and functionality (you can manage them).

✓ We don’t sell your data – But sharing with ad partners may be considered “sale” under some laws.

✓ You have rights – Access, delete, opt-out, and more depending on your location.

✓ Contact information is secure – We protect data you voluntarily provide.